Cash Flow Management

Most SMEs don’t fail because of profitability — they fail because cash runs out faster than expected. Cash flow issues rarely appear suddenly; they build quietly through delayed invoicing, poor visibility on commitments, seasonal swings, and unreliable forecasts. I help you get ahead of these problems before they become crises.

Our approach combines automation, real-time visibility, and practical forecasting. We set up systems that track cash movement daily, not once a month, and design forward-looking cash flow models that show you what’s coming — best case, worst case, and everything in between. Instead of reacting when the bank balance dips, you can plan hiring, inventory, and investments with confidence.

We also focus on the operational levers that truly drive cash: payment terms, collections processes, supplier strategies, payroll timing, capex planning, and working capital cycles. You’ll understand which parts of the business drain cash, which generate it, and what to adjust when pressure builds.

Cross-border or multi-entity? We account for currency swings, tax schedules, intercompany flows, and regional payment rhythms so there are no surprises.

The goal is simple: a stable, predictable cash position that supports growth rather than constrains it. You gain clarity, avoid firefighting, and make decisions from a place of strength — not fear of what’s in the bank next week.